SERVICES WE OFFER

  1. TIN Facilitation Center
  2. Business Advisory and Consultancy Services
  3. Investment Advisory services and Management
  4. Digital Signature Certificates (DSC)
  5. Back Office Support Division
  6. Insurance Planning and Advisory Services

PLANNERS & TOOLS

INVESTMENT ADVISORY SERVICES & MANAGEMENT

Investment is always a trade off between reward and risk. The higher the risk, the higher is the potential for return, and vice versa. With their rich experience in judging market trends Chessy offers you personalized guidance to optimize the risk-return factor.

A.Mutual Fund consultancy
B.Investment Planning , Advisory and Management

  • Mutual Fund consultancy-
    An emerging alternative for investment is the Mutual Fund. These Investments are safe , liquid and rewarding . At Chessy, we recommend Mutual Funds as an option for investors looking for avenues other than conventional deposit schemes.

    • Why Should you Invest in Mutual Funds?

    1. Diversification.

    Mutual Funds invest in a number of companies across a broad cross-section of industries and sectors. This diversification reduces the risk because seldom do all stocks decline at the same time and in the same proportion. You achieve this diversification through a Mutual Fund with far less money than you can do on your own.

    2. Convenient Administration

    Investing in a Mutual Fund reduces paperwork and helps you avoid many problems such as bad deliveries, delayed payments and unnecessary follow up with brokers and companies. Mutual Funds save your time and make investing easy and convenient

    3. Return Potential

    Over a medium to long-term, Mutual Funds have the potential to provide a higher return as they invest in a diversified basket of selected securities.

    4. Liquidity

    In open-ended schemes, you can get your money back promptly at net asset value related prices from the Mutual Fund itself. With close-ended schemes, you can sell your units on a stock exchange at the prevailing market price or avail of the facility of direct repurchase at NAV related prices which some close-ended and interval schemes offer you periodically.

    5. Transparency

    You get regular information on the value of your investment in addition to disclosure on the specific investments made by your scheme, the proportion invested in each class of assets and the fund manager's investment strategy and outlook.

    6. Flexibility

    Through features such as regular investment plants, regular withdrawal plans and dividend reinvestment plans, you can systematically invest or withdraw funds according to your needs and convenience.

    7. Choice of Schemes

    Mutual Funds offer a family of schemes to suit your varying needs over a lifetime.

    8. Well Regulated

    All Mutual Funds are registered with SEBI and they function within the provisions of strict regulations designed to protect the interests of investors. The operations of Mutual Funds are regularly monitored by SEBI.

    NOW THIS IS WHAT WE CALL NEWS:

  • Non- Resident Indians (NRIs) have increased their exposure in the Indian mutual Fund(MF) industry by 30 times in the past four years.

    year   Jan-03   Jan-07
             
    NRI share in AUM ( Rs. In Cr.)   452   13638

  • The toatal AUM of the MF Industry has also risen by a whopping 277% during the January 2003-2007 period .

    • year   Jan-03   Jan-07
             
    NRI share in AUM ( Rs. In Cr.)   90434   340965

  • Return Percentage:

    •     2006
        Return(%)
         
    Equity Funds   33
    Bond Fund   4.6
    Investments in Gold   18.8

    Globally , equities have outperformed other asset classes . However , its only in India that the difference between equity and bond return is so stark.
    Data source : The Economic Times , Delhi

  • Investment Planning , Advisory and Management

    • Our strategic advisors, working closely with our investment professionals, offer clients value-added advice reflecting the integration of investment and related non-investment financial issues. We listen carefully in order to obtain a clear picture of your objectives with regard to family, career, charitable, business, and other interests. Then, we assess how your investments relate to these interests in order to help you chart the course that best meets your goals. As part of our on-going relationship with clients, we constantly monitor both your investments and non-financial status in order to provide continuing advice in a timely and sensitive manner.

    Examples of the kinds of advice we offer include:

    • We assemble a team of experts to work on your behalf to achieve agreed-upon objectives.
    • We recognize that different generations within a family-and even members of the same generation-are likely to have distinct investment objectives, depending on their individual risk tolerances, needs for income, career status, etc. Accordingly, we devise a long-term strategic asset allocation plan to meet the specific objectives for each family member
    • There are many vehicles available under the tax code to move assets to younger generations of a family in a tax-efficient manner. We can add value by selecting the optimal strategy for your particular circumstances and allocating to that vehicle the assets that will most efficiently fulfill the objectives of both the grantor and the grantee.
    • Large, low-cost basis holdings are a common challenge for high net worth families and individuals. Our advisors provides on-going investment advice with regard to these holdings in order to be alert to opportunities to diversify them through timely sales or to help manage the assets in other ways. For example, we may create strategies for hedging large positions in order to protect against loss of value in the event of a market collapse.